MoneySmart 250 Program From InStar Network

Start, grow, or expand, your business with at least $100,000 in funding.  Just compete our certification training and you are guaranteed that level of funding.  This is a US Government grant program that wants to see small businesses succeed as small businesses are the backbone of our economy.  Over 60% of new jobs comes from small businesses.  This program is exclusivity administered by BCLI, a 501c(3) non-profit organization.

MoneySmart Business Building Credit Building Program: 

  • We help entrepreneurs build business credit based upon their EIN that’s not linked to their SSN, so no consumer credit check is required for approval, and you don’t need a personal guarantee.

  • In most cases, there is no out of pocket cost to the participant using BCLI’s innovative four tranche model of capital raising. However, a small $250 refundable deposit may apply. ($250 refunded after completion)

  • There are no prerequisites to participate as we help pre-launch, start-up and existing businesses of all industries

  • While business credit building is a process, it is the fastest way to get financing without a personal guarantee.

  • All participants are guaranteed a minimum of a $100,000 capital raise.

  • Participants will immediately start to get approved for vendor credit to establish their initial business credit profile and score. These vendors will give you credit that you can use to buy the things you need to get your business set up/growing.

  • We help participants start with $1,000 to $2,500 credit limit accounts and grow their business credit to get limits of often $50,000 or higher per tradeline in less than six months.

  • Participants will start to get high-limit revolving credit in 60 days or less, once their vendor accounts start to report. The United States Small Business Administration (SBA) estimates that these business credit limits are over 10 times higher than consumer credit. And, they’ll be able to get auto financing, fleet, and cash credit, shortly after, all without a consumer credit check or personal guarantee.

BCLI Award Winning Education:

  • Utilizing the award-winning curriculum developed by the FDIC, BCLI educates entrepreneurs on a variety of topics to assist in starting and growing a small business and become business credit/capital ready.

  • BCLI was exclusively selected to develop and implement the Small Business Management & Entrepreneur Certification offered on-line and in-person via coordination with chambers of commerce, churches, banks, colleges, and other organizations.

  • All participants who complete the curriculum are guaranteed Seed Capital (funds to assist with becoming business credit/capital ready, working capital, etc.) within 30 days.

  • Seed Capital can be established with debt or equity (money that doesn’t have to be paid back).

  • Entrepreneurs may qualify for scholarships to cover the cost of the Certification program providing access to the guaranteed Seed Capital.

To Enroll, got to: https://www.businesscreditliteracy.org/registration/.  Put Chris Lynes in the "Referred By:" Blank.